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Fast Lane Financing

Checkout Steps:
  • Select Fast Lane as your payment method at checkout
  • Click 'Continue with Fast Lane by Sunbit'
  • You will be redirected to the Fast Lane by Sunbit application flow
  • Enter your phone number and additional info as needed
  • If approved, choose your loan terms
  • Confirm the loan agreement
  • You will then be redirected to the Cycle Gear website
  • To sign up for Fast Lane by Sunbit, you must:
  • You must be 18 or older as required by state law.
  • You must have a bank-issued debit card for the down payment.
  • You must have a valid email address and mobile phone number.
  • You must have a valid street address or AFO/APO address.
  • Financing is subject to approval, based on creditworthiness, state of residence, and merchant location. Loans are not available in or to residents of Connecticut, Vermont, West Virginia, or Wyoming.

Fast Lane by Sunbit FAQs

How Does Fast Lane by Sunbit Work?
Fast Lane by Sunbit technology allows you to pay for your purchase over time choosing from a 3, 6, or 12-month loan option instead of all once.

What Happens if I Return an Item?
If you return an item, the merchant will need to notify Fast Lane by Sunbit so that we can process the return. Once Fast Lane by Sunbit is notified, the purchase will either be adjusted or canceled and the original payment method on file will be reimbursed in the event that a refund is owed.

Fast Lane by Sunbit Official FAQs
Fast Lane by Sunbit Frequently Asked Questions

Sign Up Today!

*Subject to approval based on creditworthiness. Down payment required. 9.99-35.99% APR. NY residents and locations: 9.99-15.99% APR. MD residents and locations: 9.99-23.99% APR. MA residents and locations: 9.99-17.99% APR for loans under $1,000; 9.99-22.99% APR for loans from $1,000 to $3,000. CO residents and locations: 9.99-35.99% APR for loans of $1,000 or less; 9.99-20.99% APR for loans over $1,000 to $3,000. Loans from $50 to $3,000. Not available in CT, VT, WV, or WY. Account openings and payment activity are reported to a major credit bureau. Loans are made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.